Great Lakes Credit Union, Inc.
REVISED STATEMENT OF FEES
General Fees – Applies to all accounts
˙ Overdraft of Account by ATM or Debit Card, ACH, draft or return item $32.00/each occurrence
˙ Stop Payment – Checks, Money Orders, Cashiers Checks and ACH $25.00/each or series of cks.
˙ Copy of Account History, Telephone Account Inquiries $ 2.00 per page/call
˙ Copy of Item – Check, Money Order or Cashiers Check $ 2.50/per item
˙ Account Reconcilement Assistance $18.00/per hour
˙ Account Re-opening – For account(s) still on the system $ 7.50/each re-opening
˙ Bad Address – for all accounts with incorrect address information $ 2.00
˙ Non-Participation Maintenance Fee $ 25.00/per month (assessed monthly)
o This non-participation fee does not apply to members who meet one of the following criteria:
ß If the member has a GLCU Checking Account or Loan
ß If the member’s aggregate account balances exceed $500.00
ß If the member is 22 years old or younger
˙ Regular Share Savings Account – (Suffix “A”) – If balance falls below $5.00 $32.00/each occurrence
˙ Regular Share Draft Checking – (Suffix “X”) – If balance falls below $500.00 $7.50/per month
˙ Traditional “No Fee” Checking – (Suffix “1”) – No minimum balance required FREE
Check Orders Varies per style*
*Members over 50 years old get one box per order FREE – Safety Paper style only
*Members who sign up for the Beginners Credit Program (Savings and Checking) get one order
FREE – Safety Paper style only
ATM Card, Debit Card Fees
ATM and Debit Card Transaction Fees
˙ ATM Card – 8 transactions per month for FREE, then 1.05/1.50 per transaction*
˙ Debit Card – 60 POS and 8 ATM transactions per month for FREE, then
1.05 in participating networks/.1.50 in non-participating networks
Other ATM, Debit Card Fees
˙ Card Replacement Fee $20.00
Miscellaneous Fees
Call Teller 24 Service (Telephone Banking) FREE
Internet Banking FREE
Online Bill Payment Service FREE
Official (Bank/Cashier’s) Checks
One per day in member’s name/or 2 if bal over $5000 FREE
Each additional or nonqualifying check $5.00
Money Orders $3.50*
*Free if over 50 years old – Limit (2) free per day
Traveler’s Checks
Individual – with $500.00 or more on deposit or over 50 yrs. old FREE
Individual – with less than $500.00 on deposit or under 50 years old $ 1.00/per $100 of checks
Gift Checks $ 2.00
Outgoing Wire Transfer - Domestic $25.00
Outgoing Wire Transfer – International (To a Holding Bank with an account only) $45.00
Incoming Wire Transfer $15.00
Overnight (Express) Mail Service
Monday – Thursday – (For next day delivery – marked Express Delivery) $35.00
Friday – (For Monday Delivery - marked 2nd Day Delivery) $25.00
Friday – (For Saturday Delivery – marked Express Delivery) $75.00
Notary Service FREE
PIN Reset Fee $2.00
Garnishment $25.00
Starter checks per page $2.00
Bill payer if not used for ar 3 month period $5.95
*Fees and terms are subject to change without notice
---We reserve the right to terminate any account relationship
The CEO will manage the master of this document. Reference Only. Dseeger071604.
Change Log: Revised Money Order amount – limit (2) free per day.111604Dseeger