Loan Application Notice

Notice: Please read before completing this application.

If you are a member of this credit union, you may complete the loan application online and submit it. If you are NOT a member, please complete the Membership Application prior to completing this loan application. For confidentiality purposes, you may want to print a hard copy of this application and mail or fax it to the credit union. If you return this application electronically, we may ask you to sign a hardcopy of this application. Please complete to indicate the type of credit for which you are applying. Married applicants may apply for a separate account. If you are applying for individual credit, you must complete the Applicant section about yourself and the Co-Applicant section about your spouse if (1) you live in a community property state (AZ, CA, ID, LA, NM, NV, TX, WA, WI) or (2) your spouse will use the account. If you are applying for joint credit with another person, complete the Applicant and Co-Applicant sections.

Notice to Ohio Residents: The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual, upon request. The Ohio Civil Rights Commission administers compliance with this law.

Notice to Wisconsin Residents: No provision of any marital property agreement, unilateral statement under S.766.59, or court decree under S.766.70 will adversely affect the rights of the credit union unless the credit union has furnished a copy of the agreement, statement or decree, or has actual knowledge of its terms, before the credit is granted or the account is opened.

Notice to Married Applicants in Wisconsin: If you are applying for joint credit with someone other than your spouse, each of you must complete the Applicant section of separate applications. If either or both of you are married, you must provide information about your spouse. See the Notice to Wisconsin Residents at the bottom of this application.

Authorization Notice: By returning this application to the credit union, you promise that everything you have stated in this application is correct to the best of your knowledge and that the above information is a complete listing of your debts and obligations. You authorize the credit union to obtain credit reports in connection with this application for credit and for any update, renewal or extension of the credit received. If you request, the credit union will tell you the name and address of any credit bureau from which it received a credit report on you. You understand that the credit union will rely on both the representations you make in this application and the contents of any credit report it obtains when deciding whether to grant the credit requested. You agree to immediately notify us of changes to any of the information you have provided in this application. You understand that it is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to Credit Unions or State Chartered Credit Unions insured by NCUA.

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