Loan Rates

Great Lakes Credit Union has an office in Perrysburg, Ohio and one office in Sylvania, Ohio for your convenience. Both offices employ a friendly and professional staff who will be happy to discuss your loan needs with you. When you choose Great Lakes Credit Union, you get personalized and individual service that you deserve.

Here at Great Lakes Credit Union, we believe in being as transparent as possible. Below you will find our loan rates, which are updated frequently to provide the most up to date information. While the loan rates listed below should only be used for generally purposes and do not guarantee approval, we do go the extra mile by listing rates based on credit ratings and other important details.

Stop by one of our two convenient locations to check out the benefits of receiving a loan through Great Lakes Credit Union.

Find out more about your credit score here:
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Check the value of your car here:
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Order a copy of your credit report here:
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Learn more about our Balloon Note Auto Loan program:
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Loan Rates

Fixed percentage rates, simple interest calculation.
Last updated 02/01/2012

Collateralized Loan
Credit Score %(APR) Annual Percentage Rate- New %(APR) Annual Percentage Rate- Used
Premier “A” 740 and up 3.49 3.99
“A” 700 to 739 3.99 4.49
“B” 670 to 699 5.49 5.99
“C” 640 to 669 11.99 11.99
“D” 600 to 639 16.49 16.49
“E” 599 and down 20.49 21.24
(New) 2011 to 2012 up to 72 months, up to 84 months if A and over $30,000 = add 1%
(Used) 2004 to 2010 up to 60 months
(Used) 2003 and older up to 48 months
Personal Loans (from $1000 to $7500)
Credit Score 24 Months 36 Months 48 Months 60 Months
Premier “A” 740 and up 11.99 12.49 13.49 14.49
“A” 700 to 739 13.99 14.49 15.24 16.49
“B” 670 to 699 15.99 16.49 17.24 18.49
“C” 640 to 669 18.99 19.49 20.24 21.49
“D” 600 to 639 21.49 n/a n/a n/a
Balloon Note Auto Loan (model year 2001 and newer)
Credit Score %(APR) Annual Percentage Rate- New %(APR) Annual Percentage Rate- Used
Premier “A” 740 and up 3.49 3.99
“A” 700 to739 3.99 4.49
“B” 670 to 699 5.49 5.99
“C” 640 to 669 11.99 11.99
Pledge Of Shares Loan
Rate = Savings Rate + 3.5% terms up to 144 months

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