Get the flexibility, higher interest rates and safety of principal you need. With this account option, you have immediate access to move your funds into an IRA Share Certificate or another IRA custodian account without withdrawal penalties. Plus, you will earn higher yields based on a tiered rate.

The IRA Money Market Account serves as a flexible temporary account for:

  • Accumulating IRA funds prior to placement in higher yielding term IRA Certificates
  • Transferring from another IRA custodian account
  • The anticipation of mandatory annual IRA distributions
Interest Rates Certified by Datatrac

Money Market

Money Market

Tier1

Dividend RateAPY*How to Open
$0-$2,5000.000%0.00%

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$2,500-$9,9990.050%0.05%

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$10,000-$24,9990.100%0.10%

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$25,000-$49,9990.100%0.10%

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$50,000-$74,9990.150%0.15%

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$75,000-$99,9990.150%0.15%

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$100,000-$499,9990.200%0.20%

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$500,000-$999,9990.399%0.40%

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$1,000,000+0.499%0.50%

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